Tremaine Wills

pay off debt

Should You Pay Off Debt Before You Start Investing?

Deciding whether to pay off debt before investing is a common financial dilemma. While the answer can vary depending on individual circumstances, there are general principles that can guide your decision. This blog post will explore the balance between paying off debt and investing, emphasizing the importance of both in your financial strategy. Key Points: …

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Sinking Funds Mind over Money

What Are Sinking Funds and Why They Are Crucial for Your Financial Journey

Sinking funds are a strategic way to save money over time for large, recurring expenses, such as vacations, property taxes, and insurance premiums. By regularly setting aside money, you can avoid the financial shock of big bills and maintain a more stable budget. Key Points: Sinking funds help accumulate money gradually for large expenses. They …

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How to Create an Income Plan

In today’s fast-paced world, it’s more important than ever to have a solid financial plan in place. As a financial planner and investment advisor, I’ve seen firsthand the impact that a well-thought-out income plan can have on an individual’s financial well-being. In this blog post, I’ll explain what an income plan is, why it’s important, and …

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Your Financial Peace Fund

In today’s fast-paced world, achieving financial peace is more crucial than ever. Yet, for many, the path to financial security seems laden with obstacles. The concept of a “Financial Peace Fund” might be new to some, yet it’s foundational to achieving long-term financial stability. Traditionally known as an emergency fund, this financial buffer serves as …

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3 Beginner Tips: Investing With Confidence

3 Beginner Tips: Investing with Confidence Facebook Youtube Instagram While scrolling through my favorite social media platform, I was captivated by a spirited new trader explaining her unconventional viewpoint. She passionately declared that she didn’t keep a ‘safety net’, relying instead on her unyielding faith in her trading success. While her confidence was genuinely inspiring, …

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Taking Charge of Your Financial Future: Understanding the Shift in Full Retirement Age

Hello, determined entrepreneurs and future retirees! As always, this is Tremaine Wills, your devoted financial planner and investment advisor at Mind Over Money. As an unshakeable advocate for financial literacy, today, we are diving into Social Security and retirement planning. In this extensive guide, we aim to not only broaden your understanding of the shifting …

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